Gary Rivlin, "Broke, USA: From Pawnshops to Poverty, Inc. - How the Working Poor Became Big Business"
Publisher: HarperBusiness | ISBN: 0061733210 | edition 2010 | PDF | 192 pages | 1,43 mb

For most people, the Great Crash of 2008 has meant troubling times. Not so for those in the flourishing poverty industry, for whom the economic woes spell an opportunity to expand and grow. These mercenary entrepreneurs have taken advantage of an era of deregulation to devise high-priced products to sell to the credit-hungry working poor, including the instant tax refund and the payday loan. In the process they've created an industry larger than the casino business and have proved that pawnbrokers and check cashers, if they dream big enough, can grow very rich off those with thin wallets.